Tuesday, September 14, 2010

Can We Do It - Update 5

Another month down and it's mid September, unbelievable, this year is flying.  This is update 5 on my 'Can We Do It Goals', some movement forward, and a fair bit of treading water unfortunately, but it is what it is!

We bought our home in July 2009, We're aiming to have our mortgage paid off in 7 years from starting out, which would make it July 2016.

We're on month 14 of our mortgage, and we're going quite well, we've got approx 54% equity

According to my obsessive excel calculations, if we continue on the same path we'll have the mortgage paid off by mid 2016, even allowing for a couple of years at minimum payments (fingers crossed that becomes reality soon!! read below)

Other debt
Our total non mortgage debt includes a car loan (as part of mortgage package, at same interest rate), and a VISA we've since closed.

We're sitting at approx 25% non mortgage debt gone, which is good, we've got the bulk of our money against the mortgage, not sitting in the car, so we're happy with that situ.
Our aim is to have all of this debt paid off by mid 2015, so we're on track there too.

As per other updates, my weight covers a few areas, getting healthy & fit, getting my body in the right place to conceive (and fit in a near 'normal' wedding dress!!). I am easily distracted from weightloss, so hoping this blog can keep me on the straight & narrow!! We've been talking wedding options over the past few months (even though Mr Mel hasn't proposed yet!!!! don't get me started!), so have to keep on keeping on!!

A new goal is Xmas, Mr Mel & I are venturing to my old hometown for the first time since I 
moved to Melbourne (1992) and I want to move some pudge before heading home.  So the timeframe is set!!

My goal is:

Lose 15kg by 20th December, that gives me 18 weeks, that SHOULD be do-able, the only thing stopping me, is me!!  C'mon me!

Since this new goal was set on 16 Aug, I've lost the miserly amount of 1.4kg, which is pathetic, but the good part is I was pathetic, little to no extra exercise, and too much naughty food, so at least I still lost while being very naughty.

So on that goal of 15kg, I'm 9% there, it's better than 0%, so that's a start!

The good news is we fixed the treadmill, so this week I've been on the treadmill every morning, after walking the pug.  Results should follow!

Mr Mel's work (majority of our business) continues to grow, he gets frustrated that he's not 'bringing home all the bacon he should' but we'll get there, as long as he's happy in what he's doing that's the main thing, the rest will follow

Our bloodstock side of the business (my part) had it's first profit a few weeks back, so it was nice to make a deposit from the horses, instead of constant outgoings.

I think that's about it for the month.....

Till next time,

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