31st March, huh? How is it 31 March already? New Years seems like a couple of weeks ago!
So now that a quarter of 2011 has gone, a time to assess where we're at with our goals perhaps.
So now that a quarter of 2011 has gone, a time to assess where we're at with our goals perhaps.
Wedding - Everything is getting on track for our Surprise Wedding in July. Since last update we picked up our engagement ring (yay), booked a venue, celebrant, caterer, lady to help with decorations. Even my DIY invitations debacle has been fixed with the help of a friend of Mr Mels, who kindly offered to print what I'd designed, for free! There's still a heap to do but getting there.
Mortgage - We bought our home in July 2009, We're aiming to have our mortgage paid off in 7 years from starting out, which would make it July 2016.
Update - We're on month 21 of our mortgage, and we're on track, we've got 59.24% equity in our home. We may reduce our repayments as the bills start coming in for July!
Other debt - Our total non mortgage debt includes a car loan (as part of mortgage package, at same interest rate), and a VISA we've since closed. Our aim is to have all of this debt paid off by mid 2015.
Update - Compared to when we started back in July 2009, we're sitting at approx 64% non mortgage debt gone, which is great. We have paid off the VISA, and are still happy with having our money in the offset against the mortgage, not sitting in the car, however are always reviewing. Looking like we'll have it paid off well before aim of mid 2015.
Weight - As per other updates, my weight covers a few areas, getting healthy & fit, getting my body in the right place to conceive (and fit in a near 'normal' wedding dress!!).
Update - I joined Curves a few weeks ago, and Mr Mel and I started on the 'Great Australian Diet', this week. So far I'm down just on 3kg, Mr Mel 2kg. It's happening, yay!
Business - In Feb 2010 Mr Mel gave up his job in Sydney to have a go at turning his hobby into a business. We also launched a new blog/site Hunter Valley Grapevine, which we're hoping we can slowly grow.
Update - We have the Hunter Valley Grapevine blog/site up and running, need to dedicate a bit of time to it, to get more posts/info going, but at least it's operating! And we're getting a few visitors yay. Will ramp that up significantly after July, happy to potter along till then.
Till next time,
Great you are track and working towards your goals. You can obviously see where you are going and where you want to be and are just going for it :D
ReplyDeleteYou are going so well! It must feel so good to be paying down your morty and have that much equity! :)
ReplyDeleteHi KJ - thanks, we are for sure, we have a few goals were determined to meet, but still enjoying life :)
ReplyDeleteHi AM - thanks :) it's very satisfying to see the equity grow, makes up for the years I wasted paying rent! :)